Promotional Terms

Version 1.0In force since 2026-08-05

General rules applying to every promotion, tournament, prize draw and loyalty programme of jogodobicho: who may take part, what the regulation allows us to offer, how the wagering requirement works, deadlines, limits, abuse, and the warnings that every promotional item must carry.

Some company details have not been provided yet and appear as “to be provided”. None were assumed: a made-up tax ID would be worse than a missing one.

1. Purpose, scope and supplementary nature

This document brings together the general rules applying to every promotion, tournament, prize draw, campaign, loyalty programme and other offer published by jogodobicho, a brand operated by [to be provided], registered under CNPJ [to be provided], with registered office at [to be provided], holder of authorisation [to be provided] granted by the Secretariat of Prizes and Betting of the Brazilian Ministry of Finance (SPA/MF) and operator of the domain jogodobicho.com.

Every promotion has its own rules, published on jogodobicho.com before participation opens and readable by anyone, whether registered or not. Those specific rules state, as a minimum, who may take part, what has to be done, what benefit is offered, what the deadline is and what limits apply. No promotion takes effect before its rules are published.

These Promotional Terms are supplementary: they apply to whatever the specific rules of a given promotion do not address. Where a point in these Terms conflicts with a point in the specific rules, the specific rules prevail — unless the specific rule is less favourable to the bettor than the law, the SPA/MF regulation or the Consumer Protection Code, in which case the statutory rule prevails and the conflicting clause is disregarded.

These Terms form part of the Terms of Use of jogodobicho.com and are to be read together with the Responsible Gaming Policy, the Privacy Policy, the Know Your Customer Policy and the Anti-Money Laundering and Counter-Terrorist Financing Policy, all published at the same address.

Legal basis: Lei 13.756/2018, art. 29 · Lei 14.790/2023, arts. 23 a 25 · Lei 8.078/1990, arts. 30, 46 e 54 · Portaria SPA/MF nº 1.475/2024 (domínio .bet.br)

2. Regulatory limits: what may and may not be offered

Fixed-odds betting is authorised and supervised by the SPA/MF, and not every promotional mechanic that is common in other markets is permitted in Brazil. Before anything is advertised, jogodobicho checks whether the structure of the promotion is compatible with the regulation in force. A promotion that fails that check is simply not offered.

In particular, Brazilian regulation prohibits granting an advance benefit to the bettor as an inducement to bet, prohibits the operator from granting credit, advances or loans for betting, and requires every prize to follow a published mathematical rule — which rules out so-called mystery awards, whose conditions for winning are not known beforehand. Every promotion run by jogodobicho respects those limits.

Accordingly, promotions run by jogodobicho take forms that are compatible with those prohibitions, such as tournaments with published ranking criteria, prize draws with published rules and odds of winning, recognition programmes based on account tenure, and informational or free-to-enter campaigns. The sections that follow set out the general rules that apply whenever a promotion involves promotional funds, a wagering requirement or conversion limits.

If a later SPA/MF rule, a decision by a competent authority or a change in legislation prohibits or restricts a promotion that is already running, that promotion is discontinued immediately, subject to rights already acquired as set out in section 13.

Legal basis: Lei 14.790/2023, arts. 2º e 3º · Portaria SPA/MF nº 1.207/2024, arts. 5º, 28, 38 e 52 · Portaria SPA/MF nº 1.231/2024, art. 4º · Portaria SPA/MF nº 300/2024 (entidades certificadoras)

3. Definitions

The terms below carry, in these Terms and in the specific rules of each promotion, the meaning defined here. Where specific rules use a different term, they must define it with the same clarity.

Legal basis: Lei 14.790/2023, art. 2º · Portaria SPA/MF nº 1.231/2024, arts. 4º e 31

4. Specific rules of each promotion: prior publication and minimum content

Specific rules are published before participation opens, in Portuguese, in plain language, with the same prominence as the item advertising the promotion, and without requiring registration in order to be read. There is no material condition that is not written in them: what is not published is not enforceable against the bettor.

Every promotional item — web page, banner, email, message, video, audio or social media post — takes the bettor to the specific rules by a direct and identifiable route.

Each version of the specific rules is given a version number and an effective date, remains available throughout the promotion and is retained for the applicable retention period, so that it is always possible to show which text was in force when each participant opted in. The version accepted by the bettor is recorded in their account.

Legal basis: Portaria SPA/MF nº 615/2024 (advertising and commercial communication) · Lei 8.078/1990, arts. 6º, III, 30, 31 e 46 · Portaria SPA/MF nº 1.231/2024, arts. 12 e 13 · Portaria SPA/MF nº 1.207/2024, art. 5º

5. Eligibility: registered and verified account, age and self-exclusion

Taking part in a promotion that has economic value requires a registered, verified and active account on jogodobicho.com. The requirements below are cumulative and are checked both when opting in and again at conversion or payment; failing any one of them at either moment prevents participation or conversion.

The demonstration mode of jogodobicho is currently accessible without registration. In that mode there is no money at stake, nothing of value at risk and no economic value: the credits shown are fictitious, they do not constitute bets, they generate no prize, they cannot be withdrawn and they confer no right to take part in any promotion. Betting with money at stake, depositing, withdrawing and taking part in a promotion with economic value always require a registered, verified and active account, without exception.

Participation through the account of another person is not permitted, nor is the use of a payment method held in a name other than that of the bettor. Each person may hold one account only, linked to their CPF.

Legal basis: Lei 14.790/2023, arts. 23 a 25 · Portaria SPA/MF nº 1.231/2024, arts. 4º, 31 e 32 · Portaria SPA/MF nº 615/2024 (meios de pagamento e titularidade) · Lei 9.613/1998, arts. 10 e 11

6. Opting in, activation and refusal

Taking part in a promotion is always voluntary and requires an express choice by the bettor. No promotion is activated automatically, and refusing a promotion does not restrict normal use of the account or access to any game.

Where a promotion requires prior activation, the order of steps matters: activation must take place before the deposit or the bet that gives rise to the benefit, as stated in the specific rules. A promotion is not applied retroactively to transactions made before opting in, unless the specific rules expressly provide for it.

The bettor may refuse a promotion before opting in and may withdraw from it after opting in, at any time, through the channels named in the specific rules or through customer support. Withdrawing removes the promotional funds and any winnings not yet converted, and does not affect real funds.

Under no circumstances does refusing, withdrawing from or failing to complete a promotion prevent the bettor from withdrawing their real funds. Money belonging to the bettor is never held back because of a promotion.

Legal basis: Lei 8.078/1990, arts. 39 e 51 · Portaria SPA/MF nº 1.231/2024, art. 4º · Lei 13.709/2018, arts. 7º e 18

7. Wagering requirement (rollover): how it is calculated, with an example

Where a promotion credits promotional funds, it will normally require a certain volume of bets to be placed before those funds and the winnings arising from them can be converted into real funds and withdrawn. That volume is the wagering requirement, also known as rollover.

The requirement is always expressed as a multiplier applied to a calculation base, and the specific rules state what that base is: the promotional funds alone, the deposit alone, or the sum of both. What counts towards the requirement is the amount staked, not the outcome of the bet: winning or losing does not change the progress.

Worked example. Take a deposit of R$ 100.00, promotional funds of R$ 100.00 and a requirement of 5 times the sum of deposit and promotional funds:

Progress towards the requirement is visible in the account of the bettor in real time, showing the amount already completed and the amount remaining. Bets that are voided, cancelled or refunded do not count and are deducted from progress if they had already been counted.

Legal basis: Lei 8.078/1990, arts. 6º, III, 31 e 46 · Portaria SPA/MF nº 1.231/2024, arts. 4º, 12 e 13 · Portaria SPA/MF nº 1.207/2024, art. 5º

8. Bets that contribute and bets that do not

The contribution table by game or game category appears in the specific rules of each promotion. Different games may contribute at different percentages, and a game may not contribute at all, provided this is published before opting in.

The contribution table may be changed for the future only, and with notice; a change does not apply retroactively to bets already placed or to progress already accumulated.

Unless the specific rules provide otherwise, the following criteria apply:

Legal basis: Lei 8.078/1990, arts. 31 e 46 · Portaria SPA/MF nº 1.207/2024, arts. 5º, 20 e 28 · Portaria SPA/MF nº 300/2024 (certificação dos jogos)

9. Order of use of funds, stake limit and conversion cap

Unless the specific rules expressly and clearly provide otherwise, real funds are used before promotional funds. The account shows, separately and at all times, how much of the balance is real and how much is promotional, along with progress towards the wagering requirement.

The bettor may withdraw real funds at any time, and a withdrawal is never blocked, delayed or made conditional because a promotion is outstanding. What an early withdrawal does cause is the loss of promotional funds not yet converted and of the winnings arising from them, with no effect whatsoever on real funds, which are paid in full.

While a wagering requirement is outstanding, the specific rules may set a maximum stake per bet, so that the requirement cannot be cleared through a handful of disproportionately large bets. By way of example, a promotion may set that limit at R$ 25.00 per bet until the requirement has been met.

The specific rules may set a conversion cap. Example: with promotional funds of R$ 100.00 and a cap of 5 times, the maximum convertible amount is R$ 500.00; if winnings generated with the promotional funds reach R$ 800.00, then R$ 500.00 is converted into real funds and the excess is not converted. A cap applies only if it was published in the specific rules before opting in.

Promotional funds themselves are never withdrawable before conversion, and the face value of a promotional benefit does not constitute a prize until it is converted.

Legal basis: Lei 8.078/1990, arts. 39, 46 e 51 · Portaria SPA/MF nº 1.231/2024, art. 4º · Portaria SPA/MF nº 615/2024 (pagamentos e saques)

10. Validity period and expiry

Every promotion runs for a fixed period. The specific rules state the participation period and, where there is a wagering requirement, the deadline for meeting it, counted from the moment stated in those rules — generally the crediting of the promotional funds to the account.

If the deadline passes without the requirement having been met, the promotional funds and any winnings not yet converted are automatically removed from the account. Real funds are never affected by that removal.

The bettor is notified before expiry, through at least one of the channels they have authorised, at least twenty-four hours in advance, and the time remaining is visible in the account while the promotion is active.

If the account is suspended because of an investigation opened by jogodobicho, the deadline is paused for the duration of the investigation and resumes for the remaining time if the investigation closes without any measure against the bettor. Periods of significant technical unavailability of the platform are likewise deducted from the deadline.

Legal basis: Lei 8.078/1990, arts. 39, 46 e 51 · Portaria SPA/MF nº 1.231/2024, arts. 4º e 37 · Portaria SPA/MF nº 615/2024 (advertising and commercial communication)

11. One entry per person, household, device or IP address

Unless the specific rules expressly provide otherwise, each promotion allows one entry per person. That limit is assessed not only by CPF but also by other elements that identify repeated participation.

A shared address, device or connection is not on its own evidence of wrongdoing: people who live together, family members, colleagues and users of shared networks may legitimately bet from the same connection. In such cases each entry is assessed individually and the bettor is heard before any measure is taken, as set out in section 12.

The data used for that check is processed for fraud prevention and to comply with regulatory obligations, as set out in the Privacy Policy and with the safeguards of the General Data Protection Law. Access logs are retained for the statutory period.

Legal basis: Portaria SPA/MF nº 1.231/2024, arts. 31 e 32 (conta única e cadastro) · Lei 9.613/1998, arts. 10 e 11 · Lei 13.709/2018, arts. 7º e 20 · Lei 12.965/2014, art. 15

12. Promotion abuse: conduct, investigation and consequences

Abuse means taking part in a way that seeks to obtain, by circumventing the rules, a benefit the promotion never set out to grant. Making a mistake, losing, or winning a great deal is not abuse; abuse is the conduct described in this section.

Where such conduct is identified, the consequences are graduated according to seriousness and repetition, and may consist of removing the promotional funds and the winnings arising from them, excluding the bettor from future promotions, suspending the account and, in serious cases, closing it, with notification to the competent authorities where there are indications of an offence.

There is one line that is never crossed: real funds belonging to the bettor and amounts they have deposited are not withheld. Where an account is closed, those amounts are returned through the same payment method they came from, held under the same CPF, save where a court order, a determination by a competent authority or a hold required by anti-money laundering and counter-terrorist financing legislation applies.

Every measure is preceded by a reasoned notice to the bettor describing the matter under investigation and allowing ten calendar days to respond. The decision is reasoned and communicated in writing. Where a decision has been taken solely by automated means, the bettor may request review by a human being, and that request is granted. In every case, a complaint may be brought to the Ombudsman at [to be provided].

Legal basis: Lei 9.613/1998, arts. 9º, 10 e 11 · Portaria SPA/MF nº 1.143/2024 (PLD/FTP) · Portaria SPA/MF nº 722/2024 (segurança e registros) · Lei 13.709/2018, art. 20 (revisão de decisão automatizada) · Lei 8.078/1990, art. 51

13. Amending, suspending and cancelling promotions, and the limits of that right

jogodobicho may amend, suspend or end a promotion. That right, however, is not unlimited: it exists so that the offer can be managed and problems corrected, not so that something a bettor has already earned can be taken away.

Immediate cancellation without prior notice is permitted only on the determination of a competent authority, on a change in the rules that makes the promotion impermissible, on a technical or security failure that compromises its integrity, or where there are indications of widespread fraud. Once the cause has ceased, the position of each good-faith participant is restored.

An obvious publication error — such as clearly incorrect odds or an amount published with a material error — may be corrected. In that case the affected bets are voided and the amounts staked are returned in full to real funds: the cost of the error is not passed on to the bettor, and the correction is communicated clearly.

Legal basis: Lei 8.078/1990, arts. 30, 46 e 51, incisos IV, X, XI e XIII · Portaria SPA/MF nº 615/2024 (advertising and commercial communication) · Portaria SPA/MF nº 1.231/2024, arts. 12 e 13

14. Promotional advertising: protected audiences and prohibitions

Promotional communication by jogodobicho complies with the SPA/MF regulation on advertising and with the Consumer Protection Code. Advertising is directed exclusively at people aged 18 and over and may not mislead as to the nature, cost, risk or chances of winning of a bet.

Two groups are specifically protected: children and adolescents, who may be neither the audience nor the hook of any promotional item; and people under self-exclusion, on a break or who have requested a block, who are removed from all promotional communication for as long as the measure is in force, without having to ask again.

The prohibitions below apply to every item, in every medium, including those published by third parties, affiliates, influencers and partners engaged by jogodobicho, who are bound by the same rules through their contracts.

Legal basis: Portaria SPA/MF nº 1.231/2024, arts. 12 e 13 (publicidade) e art. 4º (jogo responsável) · Lei 8.078/1990, art. 37, §§ 1º e 2º · Lei 13.709/2018, arts. 7º e 18 · Portaria SPA/MF nº 615/2024 (advertising and commercial communication)

15. Mandatory warnings on every promotional item

Every promotional item published by jogodobicho carries the warnings below. They are not decorative small print: they are part of the mandatory information and must be legible under normal reading conditions, with sufficient contrast, a size proportionate to the rest of the item and enough display time to be read in full. In audio or video items they are also read aloud where the regulation so requires.

An item that does not carry the warnings is not published. If, through a failure, one is published, it is taken down as soon as it is identified, and the same is required of affiliates and partners.

The warnings sit alongside the identification of the operator and the route to the full rules, so that anyone seeing the advertisement can tell, in the same place, who is offering it, what is being offered and on what conditions.

Legal basis: Portaria SPA/MF nº 1.231/2024, arts. 4º, 12 e 13 · Lei 8.078/1990, arts. 31 e 37 · Portaria SPA/MF nº 1.475/2024 (domínio autorizado)

16. Taxation, payments, support and effect of these Terms

Prizes are subject to taxation under Brazilian federal law, and withholding, where due, is applied at source at the moment of payment, with notice to the bettor. Unconverted promotional funds are not a prize and therefore give rise to no tax event until they are converted.

Deposits, conversions and withdrawals use the payment methods permitted by the regulation, always through an account held under the same CPF as the bettor. Methods prohibited by the regulation are not accepted, nor are payments to third parties.

Questions, requests and complaints about promotions are received by customer support at [to be provided] and through the free channels listed on jogodobicho.com, available in Portuguese. Anything not resolved by customer support may be escalated to the Ombudsman at [to be provided], who replies with reasons. Data protection matters are directed to the data protection officer at [to be provided].

The bettor may also turn to the public consumer protection bodies and to the SPA/MF itself, without having to exhaust the internal channels first.

These Terms are at version 1.0, in force since 5 August 2026. Changes of substance produce a new version, with advance notice through the usual channels; the version accepted by each bettor is recorded in their account together with the date of acceptance.

Brazilian law applies. Disputes may be brought before the courts of the domicile of the bettor, without prejudice to administrative and consensual means of dispute resolution.

Legal basis: Lei 14.790/2023 (tributação dos prêmios e atendimento ao apostador) · Portaria SPA/MF nº 615/2024 (meios de pagamento) · Decreto 11.034/2022 (SAC) · Lei 13.709/2018, arts. 18 e 41 · Lei 8.078/1990, art. 101, I

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